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buy a home direct from the owner
WHY BUY DIRECT
When you buy direct you have control over the buying-selling process and you will find resources here that will be helpful. This website is your resource if you are thinking about buying a new home or having a contractor build one for you. Start by looking at our listings of new homes, ones that are currently under construction, and lots for purchase.
REAL ESTATE FINANCING
HOW TO BUY A HOUSE
Things to Know When Applying for a Mortgage
The best way to save money on any kind of purchase is to know your options. This is especially true when you are financing or borrowing money. There are some key issues that you should be aware of before you apply for a mortgage:. Credit Rating (FICO) Firstly, your ... more
5 Financial Requirements for Buying a House
When making a first time home purchase, often borrowers do not know what to expect and are not financially prepared for this large commitment. With many confusing steps and various complicated details, it comes as no surprise that first time borrowers may need some advice for... more
Common Costs Associated With a Home Loan
There are many costs associated with a home purchase mortgage loan. Some of these costs different depending on the exact nature of the loan you're seeking, but most of them remain fairly constant regardless of the loan type or product you choose. Some of these... more
The 7 Steps in the Home Purchase Mortgage Process
There are seven critical steps in the process of obtaining a mortgage to fund a home purchase or refinance. Depending on which of these goals you're aiming to accomplish, the process will look different. We're assuming that many readers are first time... more
Can I Negotiate Closing Costs?
As with many things in this world, closing costs and discount points can be negotiated. But it's tougher for the borrower to obtain large concessions unless there are trade-offs with the lender. For example, the lender may be much more willing to reduce closing fees or... more
What is an FHA Loan?
An FHA loan is insured by the Federal Housing Administration. Since FHA guarantees to pay the balance in the event of a loan default, rather than the lender having to write it off, FHA loans are open to people with little to no credit history, poor credit history or to those... more